SPRINGFIELD, Ill. – Illinois families will have access to better and more affordable health care coverage under new laws backed by state Rep. Maura Hirschauer, D-Batavia, aiming to reduce costs and hold big insurance companies accountable.
“The Healthcare Protection Act brings groundbreaking changes to our healthcare system. By eliminating junk insurance, abolishing step therapy and prior authorization for mental health, tackling ghost networks, and reducing insurance premiums to make healthcare better and more affordable, we will significantly enhance healthcare in Illinois,” said Hirschauer. “This is a pivotal moment for healthcare equity, setting a new standard for future improvements to ensure a healthier Illinois.”
The Hirschauer-backed House Bill 5395 and House Bill 2499 were signed into law Wednesday, delivering a series of major reforms to make health care coverage better and more affordable. The new Health Care Protection Act would create a rate review process requiring insurance companies to justify premium increases, and empowering state watchdogs to reject unwarranted hikes that simply pad profits.
Additionally, the measure curbs gimmicks insurance companies use to deny access to medically necessary treatments, procedures, and prescription medications, including step therapy—where insurance companies require a patient to ‘try and fail’ with cheap, ineffective treatments before covering the prescribed treatment or medication. Under the Healthcare Protection Act, doctors and patients will now be empowered to make important medical decisions—not insurance companies.
These measures also stop insurance companies from selling inadequate short-term healthcare plans that provide little or no coverage.



![Social-sharing graphic with excerpt from June 21 press release. Photo and logo of Illinois State Representative Maura Hirschauer at bottom. Text reads, "The United States Supreme Court spoke clearly and forcefully in favor commonsense gun safety, with justices from every end of the ideological spectrum upholding efforts to get guns out of the hands of domestic abusers. [It] has shown us that we can enact Karina’s Bill with confidence, knowing that the gun lobby’s bad faith claims have been rejected by the nation’s highest court. I look forward to working with my colleagues to get this important legislation into law as soon as possible."](https://www.maurahirschauer.com/wp-content/uploads/2024/06/Rahimi-KarinasBill-2024-June.png)

